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Social Security Benefits for Disabled Adult Child

If you have a child with disabilities who may not be able to live independently or find meaningful employment, know that Social Security can provide financial assistance for your child into adulthood. The attorneys at Lee Cossell & Feagley, LLP in Indianapolis can help you secure financial help for your children and ease some of the worry and stress you may be experiencing as your children grow.

SSD For Adult Children Based on Parent’s Work History

As you may already know, Social Security uses different definitions of disability for children and adults. In order to receive Social Security Disability (SSD) benefits as an adult, your child must meet the Social Security Administration’s (SSA) definition for adult disability before age 22. Other requirements are that the child be 18 years old or older and unmarried. Child benefits are based on the parent’s earnings record; an adult child can be eligible for SSD if a parent is receiving or is eligible to receive disability benefits, or if a parent is deceased.

SSI For Disabled Children Based on Income

Children who meet the SSA’s definition for a child disability can receive Supplemental Security Income (SSI) benefits up to age 18. These benefits are available regardless of whether the parents have earned enough work credits to qualify for Social Security, as is required for SSD. However, the SSI criteria are very strict. The child must have a physical, mental or emotional condition that results in “marked and severe” functional limitations, and this disabling condition must be likely to last for at least 12 months or eventually result in death. SSI is also means-tested, unlike SSD. The child’s income as well as that of other family members living in the same household cannot exceed the amount allowed for SSI eligibility.

Get Help With Social Security From Knowledgeable and Experienced Attorneys

SSA’s strict definitions and narrow interpretation of the law means that the majority of applications for SSD are initially rejected. Improve your chances by speaking with skilled attorneys who know the law and how the system works and who can represent you if your application is denied. In Indianapolis and statewide, contact Lee Cossell & Feagley, LLP for assistance.

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